This is where I started feeling everything I needed was ahead of me. We were a week away from flying to Halifax, Nova Scotia. The home we wanted, the businesses we were building, everything was there, out east, waiting for us.

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Before we had our daughter, who is now 25, Sundays were spent at home tuned to the distinct sound of stock cars circling a track. That’s when I caught up on my chores, and Jamie watched NASCAR on TV. We always joked that Sundays were spent at the Church of NASCAR.

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By mid-August, we had a better idea of what our monthly spending would be. To be looking back today, every month has been different. It was a false sense of comfort, an unrealistic view of what we could spend each month with a budget based on what we had spent while we had a house and a static lifestyle.

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Jamie and I met when we were teens. I was working at my first job, and Jamie was moving to his first place away from home. It was the recession in the early 80s.

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